Privacy

Last Updated: April 20, 2026

            Summary: We do not collect, store, or have access to your financial data. Your data is yours alone.
        

At mnAI, we believe privacy is a fundamental human right. Our business model is based on software subscriptions, not data harvesting.

1. Zero Developer Access

We do not have user accounts, central servers, or third-party analytics. We cannot see:

Your transactions or account balances.
Your names, emails, or location data.
Your financial patterns or insights.

2. Data Encryption & Sync

Your data is stored locally in an encrypted database. If sync is enabled, it uses Apple CloudKit. Your data is protected by your Apple ID and stored in your private iCloud, meaning even Apple cannot access it without your credentials.

3. Intelligence Engine

All automated insights and anomaly detections are processed strictly on-device. Your data is never sent to a cloud server for AI training or processing.

4. Contact

Questions? Reach out to mnAIapps@gmail.com